Compare the death-benefit definition, cover duration, premium-paying duration and whether premiums are level or may change. Check whether a return-of-premium feature changes the cost.
Age, health disclosures, occupation, smoking and underwriting can affect acceptance and price. A sample premium for another person is not your quotation.
Use the latest official policy documents and ask the insurer or an authorised intermediary for a personalised quotation. News2Wealth provides information; it does not sell insurance or decide eligibility.