Keep the cost definition, reporting period and plan visible.
Compare the same plan and option and check the effective date of each expense disclosure. Do not mix a base expense component with the full total expense ratio.
Read the current scheme cost breakdown, distribution terms and exit conditions. Direct and regular plans can have different cost structures; a cost comparison alone is not a fund recommendation.
A published NAV reflects scheme-level valuation and expenses under the applicable rules. Personal taxes, exit charges and transaction circumstances can still affect an investor’s outcome.
Reviewed 2026-10-25. Educational information, not a personalised fund recommendation.